Parma, OH · Charter 96808
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.92% | 0.29% | 0.50% | 0.79% | 0.89% | 0.30% | 1.12% | 1.07% | +28 bps | |
| Return on Equity | 5.16% | 1.67% | 2.90% | 4.51% | 5.02% | 1.77% | 6.58% | 6.30% | +179 bps | |
| Net Interest Margin | 2.76% | 2.22% | 2.89% | 3.02% | 3.10% | 2.53% | 3.21% | 3.28% | +26 bps | |
| Efficiency Ratio | 68.57% | 85.55% | 83.63% | 75.38% | 73.16% | 86.78% | 68.04% | 69.88% | -550 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.28% | 1.04% | 1.40% | 2.02% | 3.09% | 4.32% | 4.19% | 5.57% | +355 bps | |
| Loan Growth (YoY) | -1.76% | 2.39% | 3.76% | 3.11% | 6.11% | 5.42% | 2.76% | 0.35% | -277 bps | |
| Share Growth (YoY) | -0.91% | 0.89% | 1.57% | 2.35% | 3.27% | 4.62% | 4.32% | 6.05% | +370 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.37% | 0.30% | 0.30% | 0.20% | 0.18% | 0.01% | 0.07% | 0.11% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.92% | 17.29% | 17.23% | 17.48% | 17.66% | 16.87% | 16.99% | 17.01% | -47 bps | |
| Net Worth / Assets | 17.92% | 17.29% | 17.23% | 17.48% | 17.66% | 16.87% | 16.99% | 17.01% | -47 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.57% | 53.49% | 53.70% | 54.84% | 56.07% | 53.90% | 52.90% | 51.89% | -295 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |