Wiremen's
Parma, OH · Charter 96808 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 1 branch
Q2 2026
$40.6MAssets
$17.4MLoans
$33.5MShares
$6.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 87% of credit unions under $1B in assets in the Cleveland, OH area (rank 6 of 39).
- Widest gap: net interest margin trails 77% of credit unions under $1B in assets in the Cleveland, OH area (rank 30 of 39).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.07%
Rank 7 of 39
Net Interest Margin
3.28%
Rank 30 of 39
Efficiency Ratio
69.85%
Rank 6 of 39
Equity / Assets
17.01%
Rank 12 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.07% | 0.13% | 0.49% | 0.87% | Beats 82% | 7 / 39 | | |
| Return on Equity | 6.31% | 1.01% | 4.09% | 7.61% | Beats 72% | 11 / 39 | | |
| Net Interest Margin | 3.28% | 3.28% | 3.83% | 4.18% | Beats 23% | 30 / 39 | | |
| Efficiency Ratio | 69.85% | 76.45% | 81.64% | 91.75% | Beats 87% | 6 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.15% | 0.61% | 1.88% | Beats 79% | 9 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.01% | 10.00% | 12.89% | 19.36% | Beats 69% | 12 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.01% | 10.00% | 12.89% | 19.36% | Beats 69% | 12 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 51.89% | 45.46% | 53.28% | 74.29% | 44th pctl | 22 / 39 | | |
| Loans / Assets | 42.81% | 36.24% | 44.98% | 63.66% | 38th pctl | 24 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |