Gorman-Rupp & Associates
Mansfield, OH · Charter 96719 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 1 branch
Q2 2026
$16.7MAssets
$10.1MLoans
$15.1MShares
$1.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 94% of credit unions under $1B in assets in the Columbus, OH area (rank 1 of 18).
- Widest gap: equity / assets trails 89% of credit unions under $1B in assets in the Columbus, OH area (rank 16 of 18).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.59%
Rank 14 of 18
Net Interest Margin
4.53%
Rank 1 of 18
Efficiency Ratio
86.40%
Rank 15 of 18
Equity / Assets
9.19%
Rank 16 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.59% | 0.76% | 0.99% | Beats 22% | 14 / 18 | | |
| Return on Equity | 6.40% | 4.13% | 7.59% | 9.05% | Beats 33% | 12 / 18 | | |
| Net Interest Margin | 4.53% | 3.24% | 3.56% | 3.79% | Beats 94% | 1 / 18 | | |
| Efficiency Ratio | 86.40% | 72.20% | 76.10% | 84.19% | Beats 22% | 15 / 18 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.37% | 0.66% | 1.08% | Beats 94% | 2 / 18 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.19% | 9.66% | 10.67% | 11.63% | Beats 11% | 16 / 18 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.19% | 9.66% | 10.67% | 11.63% | Beats 11% | 16 / 18 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.89% | 47.40% | 66.89% | 76.69% | 50th pctl | 9 / 18 | | |
| Loans / Assets | 60.60% | 43.35% | 60.60% | 69.11% | 50th pctl | 9 / 18 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |