Mansfield, OH · Charter 96719
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Columbus, OH area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
11
Asset Quality
94
Profitability
50
Liquidity
92
Efficiency
22
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Mansfield, OH · Charter 96719
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.60% | 0.51% | 0.68% | 0.92% | 0.76% | 0.65% | 0.53% | 0.59% | -33 bps | |
| Return on Equity | 6.37% | 5.43% | 7.55% | 9.83% | 8.47% | 7.30% | 5.83% | 6.46% | -337 bps | |
| Net Interest Margin | 4.54% | 4.62% | 4.40% | 4.58% | 4.43% | 4.43% | 4.38% | 4.52% | -6 bps | |
| Efficiency Ratio | 83.14% | 82.35% | 82.92% | 80.43% | 79.94% | 80.39% | 89.24% | 86.50% | +607 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.03% | 3.51% | 7.03% | 5.35% | 12.09% | 12.79% | 6.48% | 7.42% | +207 bps | |
| Loan Growth (YoY) | 3.31% | -0.85% | -4.79% | -2.70% | -7.23% | -7.72% | -3.79% | -1.85% | +84 bps | |
| Share Growth (YoY) | 2.64% | 3.34% | 7.11% | 4.98% | 12.58% | 13.24% | 6.37% | 7.61% | +263 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.31% | 0.93% | 0.16% | 0.12% | 0.38% | 0.14% | 0.13% | 0.12% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.45% | 9.41% | 8.99% | 9.37% | 9.01% | 8.95% | 9.01% | 9.19% | -18 bps | |
| Net Worth / Assets | 9.45% | 9.41% | 8.99% | 9.37% | 9.01% | 8.95% | 9.01% | 9.19% | -18 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.45% | 79.20% | 71.84% | 73.33% | 67.11% | 64.54% | 64.97% | 66.88% | -645 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Mansfield, OH · Charter 96719 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 1 branch
Q2 2026
Return on Assets
0.59%
Rank 14 of 18
Net Interest Margin
4.53%
Rank 1 of 18
Efficiency Ratio
86.40%
Rank 15 of 18
Equity / Assets
9.19%
Rank 16 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.59% | 0.59% | 0.76% | 0.99% | Beats 22% | 14 / 18 | ||
| Return on Equity | 6.40% | 4.13% | 7.59% | 9.05% | Beats 33% | 12 / 18 | ||
| Net Interest Margin | 4.53% | 3.24% | 3.56% | 3.79% | Beats 94% | 1 / 18 | ||
| Efficiency Ratio | 86.40% | 72.20% | 76.10% | 84.19% | Beats 22% | 15 / 18 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.12% | 0.37% | 0.66% | 1.08% | Beats 94% | 2 / 18 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.19% | 9.66% | 10.67% | 11.63% | Beats 11% | 16 / 18 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.19% | 9.66% | 10.67% | 11.63% | Beats 11% | 16 / 18 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 66.89% | 47.40% | 66.89% | 76.69% | 50th pctl | 9 / 18 | ||
| Loans / Assets | 60.60% | 43.35% | 60.60% | 69.11% | 50th pctl | 9 / 18 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||