Greenville, OH · Charter 96711
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.66% | 1.19% | 1.17% | 1.44% | 1.52% | 1.20% | 1.37% | 1.44% | 0 bps | |
| Return on Equity | 8.84% | 6.56% | 6.44% | 7.81% | 8.09% | 6.51% | 7.51% | 8.02% | +21 bps | |
| Net Interest Margin | 3.24% | 2.78% | 3.14% | 3.18% | 3.20% | 3.13% | 2.97% | 2.96% | -23 bps | |
| Efficiency Ratio | 55.74% | 63.60% | 65.29% | 59.86% | 57.70% | 55.59% | 60.00% | 57.53% | -233 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.25% | 14.49% | 11.76% | 9.42% | 6.20% | 5.16% | 6.76% | 9.65% | +24 bps | |
| Loan Growth (YoY) | 5.12% | 7.28% | 5.85% | 14.55% | 8.67% | 6.42% | 6.71% | -0.99% | -1,555 bps | |
| Share Growth (YoY) | 10.78% | 16.60% | 13.23% | 10.32% | 6.22% | 4.80% | 6.71% | 10.27% | -5 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.10% | 0.00% | 0.45% | 0.79% | 0.00% | 0.45% | 0.44% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.77% | 18.17% | 18.16% | 18.43% | 18.81% | 18.46% | 18.19% | 17.95% | -48 bps | |
| Net Worth / Assets | 18.77% | 18.17% | 18.16% | 18.43% | 18.81% | 18.46% | 18.19% | 17.95% | -48 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.87% | 63.53% | 62.70% | 68.56% | 67.39% | 64.51% | 62.70% | 61.56% | -700 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |