Members Choice
Greenville, OH · Charter 96711 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$38.9MAssets
$19.5MLoans
$31.7MShares
$7.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 91% of credit unions under $1B in assets (rank 156 of 1682).
- Widest gap: net interest margin trails 88% of credit unions under $1B in assets (rank 1476 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.44%
Rank 273 of 1,683
Net Interest Margin
2.95%
Rank 1,476 of 1,683
Efficiency Ratio
57.51%
Rank 156 of 1,682
Equity / Assets
17.95%
Rank 334 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.35% | 0.74% | 1.18% | Beats 84% | 273 / 1,683 | | |
| Return on Equity | 8.03% | 2.67% | 5.89% | 8.74% | Beats 70% | 506 / 1,681 | | |
| Net Interest Margin | 2.95% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,476 / 1,683 | | |
| Efficiency Ratio | 57.51% | 68.91% | 78.20% | 86.93% | Beats 91% | 156 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.44% | 0.26% | 0.65% | 1.29% | Beats 64% | 612 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.95% | 10.44% | 12.89% | 16.53% | Beats 80% | 334 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.95% | 10.44% | 12.89% | 16.53% | Beats 80% | 334 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 61.56% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,064 / 1,683 | | |
| Loans / Assets | 50.28% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,112 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |