Akron, OH · Charter 96672
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.23% | 0.31% | 0.37% | 0.49% | 0.55% | +32 bps | |
| Return on Equity | 2.09% | 2.77% | 3.31% | 4.27% | 5.35% | +326 bps | |
| Net Interest Margin | 4.60% | 4.67% | 4.70% | 4.66% | 4.21% | -39 bps | |
| Efficiency Ratio | 84.69% | 83.19% | 83.70% | 88.60% | 84.01% | -68 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.33% | 3.38% | 3.01% | 0.33% | 11.97% | +864 bps | |
| Loan Growth (YoY) | 3.31% | 4.18% | 3.51% | 3.20% | 2.57% | -74 bps | |
| Share Growth (YoY) | 5.12% | 5.59% | 5.33% | 2.33% | 0.08% | -503 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.04% | 1.00% | 0.93% | 0.64% | 0.47% | -56 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.17% | 11.34% | 11.26% | 11.36% | 10.32% | -85 bps | |
| Net Worth / Assets | 11.17% | 11.34% | 11.26% | 11.36% | 10.32% | -85 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.55% | 78.76% | 77.13% | 77.38% | 79.47% | +193 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |