Buckeye State
Akron, OH · Charter 96672 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$166.5MAssets
$101.9MLoans
$128.2MShares
$17.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 70% of credit unions under $1B in assets (rank 502 of 1683).
- Widest gap: equity / assets trails 76% of credit unions under $1B in assets (rank 1283 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.55%
Rank 1,070 of 1,683
Net Interest Margin
4.21%
Rank 502 of 1,683
Efficiency Ratio
83.99%
Rank 1,139 of 1,682
Equity / Assets
10.32%
Rank 1,283 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.35% | 0.74% | 1.18% | Beats 36% | 1,070 / 1,683 | |
| Return on Equity | 5.34% | 2.67% | 5.89% | 8.74% | Beats 45% | 919 / 1,681 | |
| Net Interest Margin | 4.21% | 3.31% | 3.82% | 4.32% | Beats 70% | 502 / 1,683 | |
| Efficiency Ratio | 83.99% | 68.91% | 78.20% | 86.93% | Beats 32% | 1,139 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.26% | 0.65% | 1.29% | Beats 61% | 651 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.32% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,283 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.32% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,283 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 79.47% | 52.61% | 69.38% | 83.50% | 68th pctl | 533 / 1,683 | |
| Loans / Assets | 61.20% | 44.71% | 59.18% | 70.72% | 55th pctl | 765 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |