Cordova, TN · Charter 9639
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.50% | 1.88% | 1.81% | 1.88% | 1.77% | -73 bps | |
| Return on Equity | 14.28% | 10.50% | 9.86% | 10.24% | 9.49% | -479 bps | |
| Net Interest Margin | 4.09% | 4.13% | 4.14% | 4.39% | 4.24% | +15 bps | |
| Efficiency Ratio | 59.26% | 66.04% | 67.20% | 64.65% | 66.58% | +732 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.92% | 1.06% | 3.31% | 4.37% | 3.18% | +125 bps | |
| Loan Growth (YoY) | -7.98% | -7.24% | -5.64% | -3.37% | -4.33% | +365 bps | |
| Share Growth (YoY) | -0.18% | -1.24% | 0.16% | 2.34% | 1.56% | +174 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.22% | 0.92% | 1.06% | 0.91% | 0.87% | +65 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.49% | 17.90% | 18.35% | 18.34% | 18.64% | +115 bps | |
| Net Worth / Assets | 17.49% | 17.90% | 18.35% | 18.34% | 18.64% | +115 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 43.67% | 44.05% | 44.24% | 42.24% | 41.13% | -253 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |