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Cordova, TN · Charter 9639 · Peer group: credit unions under $1B in assets in the Memphis, TN-MS-AR area (n=20)
NCUA · 7 branches
Q2 2026
$131.1MAssets
$44.1MLoans
$107.2MShares
$24.4MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 80% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 4 of 20).
- Widest gap: nonperforming loans / loans trails 70% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 15 of 20).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.77%
Rank 4 of 20
Net Interest Margin
4.24%
Rank 5 of 20
Efficiency Ratio
66.59%
Rank 6 of 20
Equity / Assets
18.64%
Rank 7 of 20
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.77% | 0.17% | 0.80% | 1.30% | Beats 80% | 4 / 20 | |
| Return on Equity | 9.49% | 1.70% | 5.99% | 7.93% | Beats 80% | 4 / 20 | |
| Net Interest Margin | 4.24% | 3.56% | 3.85% | 4.24% | Beats 75% | 5 / 20 | |
| Efficiency Ratio | 66.59% | 66.59% | 84.75% | 93.62% | Beats 75% | 6 / 20 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.88% | 0.32% | 0.63% | 1.03% | Beats 30% | 15 / 20 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.64% | 13.24% | 17.38% | 21.71% | Beats 65% | 7 / 20 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.64% | 13.24% | 17.38% | 21.71% | Beats 65% | 7 / 20 | |
| Liquidity & Funding |
| Loans / Deposits | 41.13% | 36.24% | 50.72% | 82.35% | 35th pctl | 13 / 20 | |
| Loans / Assets | 33.64% | 30.61% | 46.06% | 66.54% | 40th pctl | 12 / 20 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |