Boulder City, NV · Charter 96084
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.35% | 1.19% | 1.33% | 1.16% | 1.28% | 1.22% | 1.37% | 1.46% | +30 bps | |
| Return on Equity | 9.99% | 8.82% | 9.81% | 8.45% | 9.13% | 8.62% | 9.45% | 9.88% | +143 bps | |
| Net Interest Margin | 2.46% | 2.33% | 2.52% | 2.39% | 2.51% | 2.43% | 2.76% | 2.74% | +36 bps | |
| Efficiency Ratio | 48.96% | 53.03% | 50.97% | 53.76% | 50.16% | 51.90% | 53.44% | 50.86% | -289 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.92% | 2.57% | 4.15% | 6.00% | 4.48% | 4.32% | 2.10% | 2.23% | -376 bps | |
| Loan Growth (YoY) | 16.95% | 16.97% | 15.07% | 14.71% | 12.37% | 10.64% | 7.85% | 5.34% | -937 bps | |
| Share Growth (YoY) | -0.40% | 0.83% | 2.91% | 4.79% | 3.54% | 2.72% | 0.24% | 0.67% | -411 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.07% | 0.12% | 0.08% | 0.11% | 0.06% | 0.08% | 0.21% | 0.21% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.49% | 13.52% | 13.56% | 13.73% | 14.06% | 14.18% | 14.52% | 14.81% | +108 bps | |
| Net Worth / Assets | 13.49% | 13.52% | 13.56% | 13.73% | 14.06% | 14.18% | 14.52% | 14.81% | +108 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 43.11% | 43.68% | 44.56% | 46.28% | 46.79% | 47.05% | 47.95% | 48.43% | +215 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |