PackageTrendsPeer
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Boulder Dam

Boulder City, NV · Charter 96084

NCUA · 1 branch

Q2 2026

$871.5MAssets
$363.2MLoans
$749.9MShares
$129.0MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.46%, up 30 bps year over year; NIM at 2.74%.
  • Asset quality: problem loans at 0.21% of loans (+10 bps YoY).
  • Capital: net worth / assets of 14.81%, up 108 bps from a year ago.
  • Funding: loans stand at 48.43% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.46%+30 bps YoY

Net Interest Margin (YTD, annualized)

2.74%+36 bps YoY

Efficiency Ratio (YTD, annualized)

50.86%-289 bps YoY

Net Worth / Assets

14.81%+108 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.16%1.28%1.22%1.37%1.46%+30 bps
Return on Equity8.45%9.13%8.62%9.45%9.88%+143 bps
Net Interest Margin2.39%2.51%2.43%2.76%2.74%+36 bps
Efficiency Ratio53.76%50.16%51.90%53.44%50.86%-289 bps
Growth
Asset Growth (YoY)6.00%4.48%4.32%2.10%2.23%-376 bps
Loan Growth (YoY)14.71%12.37%10.64%7.85%5.34%-937 bps
Share Growth (YoY)4.79%3.54%2.72%0.24%0.67%-411 bps
Asset Quality
Delinquent Loans / Loans0.11%0.06%0.08%0.21%0.21%+10 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.73%14.06%14.18%14.52%14.81%+108 bps
Net Worth / Assets13.73%14.06%14.18%14.52%14.81%+108 bps
Liquidity & Funding
Loans / Shares46.28%46.79%47.05%47.95%48.43%+215 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps