Barksdale AFB, LA · Charter 9589
NCUA · 34 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.17% | 0.03% | -0.03% | 0.27% | 0.46% | 0.42% | 0.21% | 0.62% | +34 bps | |
| Return on Equity | 1.92% | 0.36% | -0.32% | 3.11% | 5.08% | 4.71% | 2.44% | 6.90% | +379 bps | |
| Net Interest Margin | 2.49% | 2.61% | 2.74% | 2.80% | 2.90% | 2.94% | 3.12% | 3.23% | +43 bps | |
| Efficiency Ratio | 78.44% | 79.61% | 82.39% | 77.79% | 75.40% | 74.93% | 79.46% | 72.96% | -483 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.82% | 3.04% | -4.20% | -4.47% | -0.35% | 3.75% | 3.55% | 4.44% | +891 bps | |
| Loan Growth (YoY) | 4.34% | 1.53% | -0.94% | 1.14% | 0.36% | 0.04% | 0.69% | -0.58% | -172 bps | |
| Share Growth (YoY) | 1.43% | 2.58% | 2.60% | 3.03% | 3.42% | 3.63% | 3.66% | 4.00% | +97 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.46% | 1.66% | 1.59% | 1.35% | 1.55% | 1.98% | 1.71% | 1.91% | +56 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.73% | 8.85% | 8.65% | 8.79% | 8.97% | 8.91% | 8.78% | 8.96% | +17 bps | |
| Net Worth / Assets | 8.73% | 8.85% | 8.65% | 8.79% | 8.97% | 8.91% | 8.78% | 8.96% | +17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.77% | 65.71% | 64.20% | 64.73% | 64.80% | 63.44% | 62.37% | 61.88% | -285 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |