Barksdale AFB, LA · Charter 9589
NCUA · 34 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
10
Asset Quality
5
Profitability
38
Liquidity
0
Efficiency
45
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Barksdale AFB, LA · Charter 9589
NCUA · 34 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.17% | 0.03% | -0.03% | 0.27% | 0.46% | 0.42% | 0.21% | 0.62% | +34 bps | |
| Return on Equity | 1.92% | 0.36% | -0.32% | 3.11% | 5.08% | 4.71% | 2.44% | 6.90% | +379 bps | |
| Net Interest Margin | 2.49% | 2.61% | 2.74% | 2.80% | 2.90% | 2.94% | 3.12% | 3.23% | +43 bps | |
| Efficiency Ratio | 78.44% | 79.61% | 82.39% | 77.79% | 75.40% | 74.93% | 79.46% | 72.96% | -483 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.82% | 3.04% | -4.20% | -4.47% | -0.35% | 3.75% | 3.55% | 4.44% | +891 bps | |
| Loan Growth (YoY) | 4.34% | 1.53% | -0.94% | 1.14% | 0.36% | 0.04% | 0.69% | -0.58% | -172 bps | |
| Share Growth (YoY) | 1.43% | 2.58% | 2.60% | 3.03% | 3.42% | 3.63% | 3.66% | 4.00% | +97 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.46% | 1.66% | 1.59% | 1.35% | 1.55% | 1.98% | 1.71% | 1.91% | +56 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.73% | 8.85% | 8.65% | 8.79% | 8.97% | 8.91% | 8.78% | 8.96% | +17 bps | |
| Net Worth / Assets | 8.73% | 8.85% | 8.65% | 8.79% | 8.97% | 8.91% | 8.78% | 8.96% | +17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.77% | 65.71% | 64.20% | 64.73% | 64.80% | 63.44% | 62.37% | 61.88% | -285 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Barksdale AFB, LA · Charter 9589 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 34 branches
Q2 2026
Return on Assets
0.62%
Rank 303 of 435
Net Interest Margin
3.23%
Rank 265 of 435
Efficiency Ratio
72.96%
Rank 241 of 435
Equity / Assets
8.96%
Rank 390 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.62% | 0.55% | 0.81% | 1.14% | Beats 30% | 303 / 435 | ||
| Return on Equity | 6.90% | 5.12% | 7.41% | 9.70% | Beats 45% | 241 / 435 | ||
| Net Interest Margin | 3.23% | 3.01% | 3.39% | 3.75% | Beats 39% | 265 / 435 | ||
| Efficiency Ratio | 72.96% | 65.25% | 71.39% | 77.86% | Beats 45% | 241 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.91% | 0.45% | 0.69% | 1.05% | Beats 5% | 416 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.96% | 9.81% | 10.84% | 12.63% | Beats 10% | 390 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.96% | 9.81% | 10.84% | 12.63% | Beats 10% | 390 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 61.88% | 78.33% | 88.38% | 95.61% | 8th pctl | 400 / 435 | ||
| Loans / Assets | 56.04% | 67.69% | 74.58% | 80.80% | 11th pctl | 388 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||