Moorestown, NJ · Charter 9555
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.75% | 0.86% | 1.23% | 0.99% | 0.95% | 0.79% | 0.19% | 0.47% | -52 bps | |
| Return on Equity | 8.26% | 9.21% | 13.15% | 10.42% | 9.74% | 7.95% | 1.90% | 4.63% | -579 bps | |
| Net Interest Margin | 4.21% | 4.32% | 4.25% | 4.29% | 4.35% | 4.36% | 4.33% | 3.98% | -31 bps | |
| Efficiency Ratio | 84.59% | 82.70% | 74.29% | 79.25% | 79.16% | 81.83% | 91.96% | 83.86% | +461 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.71% | -0.78% | -0.64% | 0.28% | 3.83% | 1.99% | -1.89% | -1.67% | -195 bps | |
| Loan Growth (YoY) | -24.05% | -29.18% | -21.41% | -23.06% | -16.97% | -9.71% | -7.34% | -6.57% | +1,648 bps | |
| Share Growth (YoY) | -5.79% | -2.04% | -3.05% | -0.04% | 1.35% | 0.62% | -2.39% | -2.34% | -230 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.24% | 0.69% | 1.99% | 1.77% | 2.02% | 2.31% | 3.60% | 2.11% | +34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.74% | 0.83% | 0.98% | 0.71% | 0.93% | 0.78% | 0.92% | 0.49% | -22 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.12% | 9.37% | 9.33% | 9.47% | 9.79% | 9.98% | 10.04% | 10.15% | +68 bps | |
| Net Worth / Assets | 9.12% | 9.37% | 9.33% | 9.47% | 9.79% | 9.98% | 10.04% | 10.15% | +68 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 37.40% | 33.59% | 30.91% | 29.80% | 30.64% | 30.15% | 29.34% | 28.51% | -129 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |