Moorestown, NJ · Charter 9555
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.99% | 0.95% | 0.79% | 0.19% | 0.47% | -52 bps | |
| Return on Equity | 10.42% | 9.74% | 7.95% | 1.90% | 4.63% | -579 bps | |
| Net Interest Margin | 4.29% | 4.35% | 4.36% | 4.33% | 3.98% | -31 bps | |
| Efficiency Ratio | 79.25% | 79.16% | 81.83% | 91.96% | 83.86% | +461 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.28% | 3.83% | 1.99% | -1.89% | -1.67% | -195 bps | |
| Loan Growth (YoY) | -23.06% | -16.97% | -9.71% | -7.34% | -6.57% | +1,648 bps | |
| Share Growth (YoY) | -0.04% | 1.35% | 0.62% | -2.39% | -2.34% | -230 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.77% | 2.02% | 2.31% | 3.60% | 2.11% | +34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.71% | 0.93% | 0.78% | 0.92% | 0.49% | -22 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.47% | 9.79% | 9.98% | 10.04% | 10.15% | +68 bps | |
| Net Worth / Assets | 9.47% | 9.79% | 9.98% | 10.04% | 10.15% | +68 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 29.80% | 30.64% | 30.15% | 29.34% | 28.51% | -129 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |