F A B Church
Savannah, GA · Charter 9527 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$488KAssets
$26KLoans
$409KShares
$72KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 66% of credit unions under $1B in assets (rank 577 of 1683).
- Widest gap: nonperforming loans / loans trails 100% of credit unions under $1B in assets (rank 1677 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.82%
Rank 761 of 1,683
Net Interest Margin
3.69%
Rank 957 of 1,683
Efficiency Ratio
88.89%
Rank 1,343 of 1,682
Equity / Assets
14.75%
Rank 577 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.35% | 0.74% | 1.18% | Beats 55% | 761 / 1,683 | |
| Return on Equity | 5.56% | 2.67% | 5.89% | 8.74% | Beats 47% | 890 / 1,681 | |
| Net Interest Margin | 3.69% | 3.31% | 3.82% | 4.32% | Beats 43% | 957 / 1,683 | |
| Efficiency Ratio | 88.89% | 68.91% | 78.20% | 86.93% | Beats 20% | 1,343 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 15.38% | 0.26% | 0.65% | 1.29% | Beats 0% | 1,677 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.75% | 10.44% | 12.89% | 16.53% | Beats 66% | 577 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.75% | 10.44% | 12.89% | 16.53% | Beats 66% | 577 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 6.36% | 52.61% | 69.38% | 83.50% | 0th pctl | 1,679 / 1,683 | |
| Loans / Assets | 5.33% | 44.71% | 59.18% | 70.72% | 0th pctl | 1,678 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |