West Penn P&P
Beaver, PA · Charter 9476 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
$22.8MAssets
$4.8MLoans
$19.6MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 68% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 26 of 78).
- Widest gap: net interest margin trails 68% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 53 of 78).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.13%
Rank 27 of 78
Net Interest Margin
3.35%
Rank 53 of 78
Efficiency Ratio
68.77%
Rank 26 of 78
Equity / Assets
13.89%
Rank 44 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.37% | 0.83% | 1.31% | Beats 65% | 27 / 78 | |
| Return on Equity | 8.15% | 1.73% | 5.71% | 9.08% | Beats 64% | 28 / 78 | |
| Net Interest Margin | 3.35% | 3.17% | 3.63% | 4.21% | Beats 32% | 53 / 78 | |
| Efficiency Ratio | 68.77% | 65.01% | 78.15% | 89.28% | Beats 68% | 26 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.31% | 0.40% | 0.84% | 1.97% | Beats 36% | 51 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.89% | 12.42% | 15.10% | 18.27% | Beats 44% | 44 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.89% | 12.42% | 15.10% | 18.27% | Beats 44% | 44 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 24.62% | 34.83% | 50.41% | 71.84% | 8th pctl | 72 / 78 | |
| Loans / Assets | 21.16% | 29.34% | 41.02% | 56.96% | 10th pctl | 70 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |