Katahdin
Millinocket, ME · Charter 9348 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$110.9MAssets
$73.3MLoans
$92.5MShares
$18.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 76% of credit unions under $1B in assets (rank 396 of 1683).
- Widest gap: nonperforming loans / loans trails 68% of credit unions under $1B in assets (rank 1138 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.21%
Rank 396 of 1,683
Net Interest Margin
4.31%
Rank 429 of 1,683
Efficiency Ratio
73.78%
Rank 628 of 1,682
Equity / Assets
16.41%
Rank 429 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 0.35% | 0.74% | 1.18% | Beats 76% | 396 / 1,683 | | |
| Return on Equity | 7.37% | 2.67% | 5.89% | 8.74% | Beats 64% | 600 / 1,681 | | |
| Net Interest Margin | 4.31% | 3.31% | 3.82% | 4.32% | Beats 75% | 429 / 1,683 | | |
| Efficiency Ratio | 73.78% | 68.91% | 78.20% | 86.93% | Beats 63% | 628 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.02% | 0.26% | 0.65% | 1.29% | Beats 32% | 1,138 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.41% | 10.44% | 12.89% | 16.53% | Beats 75% | 429 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.41% | 10.44% | 12.89% | 16.53% | Beats 75% | 429 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.23% | 52.61% | 69.38% | 83.50% | 68th pctl | 541 / 1,683 | | |
| Loans / Assets | 66.09% | 44.71% | 59.18% | 70.72% | 65th pctl | 597 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |