PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Casco

Gorham, ME · Charter 9327

NCUA · 2 branches

Q2 2026

$121.3MAssets
$75.4MLoans
$108.4MShares
$11.7MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.78%, up 10 bps year over year; NIM at 3.78%.
  • Asset quality: problem loans at 1.09% of loans (+93 bps YoY).
  • Capital: net worth / assets of 9.65%, up 7 bps from a year ago.
  • Funding: loans stand at 69.51% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.78%+10 bps YoY

Net Interest Margin (YTD, annualized)

3.78%+31 bps YoY

Efficiency Ratio (YTD, annualized)

82.11%-368 bps YoY

Net Worth / Assets

9.65%+7 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.68%0.67%0.71%0.75%0.78%+10 bps
Return on Equity7.08%7.25%7.46%7.90%8.11%+103 bps
Net Interest Margin3.47%3.38%3.52%3.63%3.78%+31 bps
Efficiency Ratio85.80%85.52%84.52%84.92%82.11%-368 bps
Growth
Asset Growth (YoY)5.96%9.08%6.67%7.35%7.78%+182 bps
Loan Growth (YoY)1.47%0.68%3.60%6.53%5.67%+420 bps
Share Growth (YoY)5.99%9.52%6.77%7.09%7.46%+147 bps
Asset Quality
Delinquent Loans / Loans0.16%1.19%0.21%0.44%1.09%+93 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.58%9.22%9.57%9.44%9.65%+7 bps
Net Worth / Assets9.58%9.22%9.57%9.44%9.65%+7 bps
Liquidity & Funding
Loans / Shares70.68%67.15%70.48%68.48%69.51%-118 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps