Casco
Gorham, ME · Charter 9327 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$121.3MAssets
$75.4MLoans
$108.4MShares
$11.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 71% of credit unions under $1B in assets (rank 494 of 1681).
- Widest gap: equity / assets trails 83% of credit unions under $1B in assets (rank 1403 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.78%
Rank 797 of 1,683
Net Interest Margin
3.78%
Rank 879 of 1,683
Efficiency Ratio
82.12%
Rank 1,039 of 1,682
Equity / Assets
9.65%
Rank 1,403 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.35% | 0.74% | 1.18% | Beats 53% | 797 / 1,683 | |
| Return on Equity | 8.11% | 2.67% | 5.89% | 8.74% | Beats 71% | 494 / 1,681 | |
| Net Interest Margin | 3.78% | 3.31% | 3.82% | 4.32% | Beats 48% | 879 / 1,683 | |
| Efficiency Ratio | 82.12% | 68.91% | 78.20% | 86.93% | Beats 38% | 1,039 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.09% | 0.26% | 0.65% | 1.29% | Beats 30% | 1,178 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.65% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,403 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.65% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,403 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 69.51% | 52.61% | 69.38% | 83.50% | 50th pctl | 836 / 1,683 | |
| Loans / Assets | 62.11% | 44.71% | 59.18% | 70.72% | 57th pctl | 725 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |