Brigham City, UT · Charter 9163
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.60% | 1.71% | 1.70% | 1.56% | 1.83% | +22 bps | |
| Return on Equity | 7.91% | 8.33% | 8.14% | 7.64% | 8.74% | +83 bps | |
| Net Interest Margin | 3.06% | 3.07% | 3.11% | 3.08% | 3.34% | +28 bps | |
| Efficiency Ratio | 58.91% | 56.75% | 56.79% | 58.93% | 53.68% | -523 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.26% | -9.09% | 4.36% | 6.01% | 5.85% | -141 bps | |
| Loan Growth (YoY) | 8.20% | 9.22% | 14.32% | 12.26% | 7.74% | -46 bps | |
| Share Growth (YoY) | 6.97% | -12.87% | 3.25% | 5.28% | 4.96% | -201 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.20% | 0.12% | 0.21% | 0.12% | 0.24% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.28% | 20.55% | 20.89% | 20.43% | 20.93% | +65 bps | |
| Net Worth / Assets | 20.28% | 20.55% | 20.89% | 20.43% | 20.93% | +65 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.93% | 78.71% | 81.49% | 77.10% | 76.92% | +198 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |