Elevate
Brigham City, UT · Charter 9163 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$260.3MAssets
$157.7MLoans
$205.0MShares
$54.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of credit unions under $1B in assets (rank 97 of 1682).
- Widest gap: net interest margin trails 74% of credit unions under $1B in assets (rank 1252 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.83%
Rank 113 of 1,683
Net Interest Margin
3.34%
Rank 1,252 of 1,683
Efficiency Ratio
53.67%
Rank 97 of 1,682
Equity / Assets
20.93%
Rank 188 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.83% | 0.35% | 0.74% | 1.18% | Beats 93% | 113 / 1,683 | |
| Return on Equity | 8.74% | 2.67% | 5.89% | 8.74% | Beats 75% | 424 / 1,681 | |
| Net Interest Margin | 3.34% | 3.31% | 3.82% | 4.32% | Beats 26% | 1,252 / 1,683 | |
| Efficiency Ratio | 53.67% | 68.91% | 78.20% | 86.93% | Beats 94% | 97 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.26% | 0.65% | 1.29% | Beats 77% | 383 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.93% | 10.44% | 12.89% | 16.53% | Beats 89% | 188 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.93% | 10.44% | 12.89% | 16.53% | Beats 89% | 188 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 76.92% | 52.61% | 69.38% | 83.50% | 64th pctl | 611 / 1,683 | |
| Loans / Assets | 60.57% | 44.71% | 59.18% | 70.72% | 53rd pctl | 787 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |