Signature Bank of Arkansas
Fayetteville, AR · Cert 89 · Peer group: banks $1B-$10B in assets (n=322-328) · White River Bancshares Co.
State charter, Fed member · FED · 10 branches
Q2 2026
$1.6BAssets
$1.4BLoans
$1.4BDeposits
$152.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 93% of banks $1B-$10B in assets (rank 25 of 322).
- Widest gap: tier 1 capital ratio trails 72% of banks $1B-$10B in assets (rank 235 of 328).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.07%
Rank 211 of 328
Net Interest Margin
3.45%
Rank 165 of 328
Efficiency Ratio
61.86%
Rank 191 of 328
Equity / Assets
9.34%
Rank 231 of 328
Non-interest income vs. expense
Unfavorable gap of $31.3M · efficiency ratio beats 42% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.07% | 0.91% | 1.22% | 1.52% | Beats 36% | 211 / 328 | | |
| Return on Equity | 11.41% | 8.43% | 11.45% | 14.43% | Beats 49% | 168 / 328 | | |
| Net Interest Margin | 3.45% | 3.03% | 3.45% | 3.83% | Beats 50% | 165 / 328 | | |
| Efficiency Ratio | 61.86% | 51.61% | 59.56% | 67.53% | Beats 42% | 191 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.24% | 0.51% | 1.03% | Beats 93% | 25 / 322 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 72% | 91 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 11.92% | 11.75% | 13.15% | 15.47% | Beats 28% | 235 / 328 | | |
| Total Risk-Based Capital Ratio | 13.17% | 12.63% | 14.15% | 16.46% | Beats 34% | 217 / 328 | | |
| Equity / Assets | 9.34% | 9.15% | 10.33% | 12.01% | Beats 30% | 231 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.43% | 76.63% | 87.92% | 95.36% | 72nd pctl | 90 / 323 | | |
| Loans / Assets | 83.12% | 65.18% | 74.15% | 79.98% | 86th pctl | 47 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |