Signature Bank of Arkansas
Fayetteville, AR · Cert 89 · Peer group: banks $1B-$10B in assets (n=313-319) · White River Bancshares Co.
State charter, Fed member · FED · 10 branches
Q2 2026
$1.6BAssets
$1.4BLoans
$1.4BDeposits
$152.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 93% of banks $1B-$10B in assets (rank 23 of 313).
- Widest gap: tier 1 capital ratio trails 72% of banks $1B-$10B in assets (rank 230 of 319).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.07%
Rank 203 of 319
Net Interest Margin
3.45%
Rank 158 of 319
Efficiency Ratio
61.86%
Rank 184 of 319
Equity / Assets
9.34%
Rank 221 of 319
Non-interest income vs. expense
Unfavorable gap of $31.3M · efficiency ratio beats 43% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.07% | 0.91% | 1.21% | 1.53% | Beats 36% | 203 / 319 | |
| Return on Equity | 11.41% | 8.49% | 11.44% | 14.57% | Beats 49% | 163 / 319 | |
| Net Interest Margin | 3.45% | 3.06% | 3.43% | 3.81% | Beats 50% | 158 / 319 | |
| Efficiency Ratio | 61.86% | 51.90% | 59.57% | 67.64% | Beats 43% | 184 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.25% | 0.54% | 1.18% | Beats 93% | 23 / 313 | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.04% | 0.12% | Beats 74% | 82 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 11.92% | 11.74% | 12.99% | 15.28% | Beats 28% | 230 / 319 | |
| Total Risk-Based Capital Ratio | 13.17% | 12.61% | 14.01% | 16.23% | Beats 34% | 210 / 319 | |
| Equity / Assets | 9.34% | 9.03% | 10.33% | 12.01% | Beats 31% | 221 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 94.43% | 76.76% | 88.16% | 95.43% | 72nd pctl | 88 / 314 | |
| Loans / Assets | 83.12% | 65.79% | 74.05% | 79.84% | 86th pctl | 44 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |