Lewistown, MT · Charter 8881
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.53% | 1.68% | 1.67% | 1.99% | 2.00% | +47 bps | |
| Return on Equity | 12.18% | 12.83% | 13.04% | 14.85% | 14.19% | +201 bps | |
| Net Interest Margin | 3.92% | 4.04% | 3.92% | 4.23% | 4.34% | +42 bps | |
| Efficiency Ratio | 61.82% | 62.45% | 62.51% | 59.51% | 59.39% | -243 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.60% | 6.26% | 7.50% | 5.18% | 3.27% | -633 bps | |
| Loan Growth (YoY) | 7.33% | 8.42% | 9.86% | 9.63% | 10.39% | +307 bps | |
| Share Growth (YoY) | 9.86% | 5.60% | 6.77% | 3.80% | 1.43% | -842 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.88% | 0.78% | 0.57% | 0.30% | 0.56% | -32 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.53% | 13.07% | 12.80% | 13.42% | 14.07% | +154 bps | |
| Net Worth / Assets | 12.53% | 13.07% | 12.80% | 13.42% | 14.07% | +154 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 85.27% | 87.60% | 81.94% | 85.41% | 92.80% | +753 bps | |
| Liquid Assets / Assets | 0.00% | 99.24% | 98.96% | 0.00% | 0.00% | 0 bps | |