Bogalusa, LA · Charter 871
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.13% | 2.26% | 2.15% | 2.21% | 2.15% | +2 bps | |
| Return on Equity | 6.99% | 7.32% | 6.96% | 7.04% | 6.74% | -25 bps | |
| Net Interest Margin | 4.59% | 4.64% | 4.59% | 4.45% | 4.55% | -5 bps | |
| Efficiency Ratio | 58.47% | 56.45% | 57.67% | 55.22% | 57.33% | -114 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.65% | 7.96% | 9.67% | 4.22% | 2.59% | -606 bps | |
| Loan Growth (YoY) | 4.04% | 3.73% | 5.62% | 5.88% | 6.08% | +204 bps | |
| Share Growth (YoY) | 9.70% | 8.01% | 10.50% | 2.65% | 0.44% | -926 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.59% | 0.87% | 0.90% | 0.82% | 0.73% | +14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 30.45% | 30.87% | 30.95% | 31.43% | 31.85% | +141 bps | |
| Net Worth / Assets | 30.45% | 30.87% | 30.95% | 31.43% | 31.85% | +141 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.53% | 88.28% | 88.80% | 89.92% | 91.39% | +486 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |