Bogalusa, LA · Charter 871
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
97
Asset Quality
46
Profitability
79
Liquidity
3
Efficiency
91
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Bogalusa, LA · Charter 871
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.13% | 2.26% | 2.15% | 2.21% | 2.15% | +2 bps | |
| Return on Equity | 6.99% | 7.32% | 6.96% | 7.04% | 6.74% | -25 bps | |
| Net Interest Margin | 4.59% | 4.64% | 4.59% | 4.45% | 4.55% | -5 bps | |
| Efficiency Ratio | 58.47% | 56.45% | 57.67% | 55.22% | 57.33% | -114 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.65% | 7.96% | 9.67% | 4.22% | 2.59% | -606 bps | |
| Loan Growth (YoY) | 4.04% | 3.73% | 5.62% | 5.88% | 6.08% | +204 bps | |
| Share Growth (YoY) | 9.70% | 8.01% | 10.50% | 2.65% | 0.44% | -926 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.59% | 0.87% | 0.90% | 0.82% | 0.73% | +14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 30.45% | 30.87% | 30.95% | 31.43% | 31.85% | +141 bps | |
| Net Worth / Assets | 30.45% | 30.87% | 30.95% | 31.43% | 31.85% | +141 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.53% | 88.28% | 88.80% | 89.92% | 91.39% | +486 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Bogalusa, LA · Charter 871 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
Return on Assets
2.15%
Rank 59 of 1,683
Net Interest Margin
4.54%
Rank 307 of 1,683
Efficiency Ratio
57.34%
Rank 152 of 1,682
Equity / Assets
31.85%
Rank 43 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.15% | 0.35% | 0.74% | 1.18% | Beats 96% | 59 / 1,683 | |
| Return on Equity | 6.74% | 2.67% | 5.89% | 8.74% | Beats 58% | 704 / 1,681 | |
| Net Interest Margin | 4.54% | 3.31% | 3.82% | 4.32% | Beats 82% | 307 / 1,683 | |
| Efficiency Ratio | 57.34% | 68.91% | 78.20% | 86.93% | Beats 91% | 152 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.73% | 0.26% | 0.65% | 1.29% | Beats 46% | 906 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 31.85% | 10.44% | 12.89% | 16.53% | Beats 97% | 43 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 31.85% | 10.44% | 12.89% | 16.53% | Beats 97% | 43 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 91.39% | 52.61% | 69.38% | 83.50% | 89th pctl | 186 / 1,683 | |
| Loans / Assets | 62.76% | 44.71% | 59.18% | 70.72% | 58th pctl | 707 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||