R-S Bellco
New Brighton, PA · Charter 8540 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$44.5MAssets
$29.8MLoans
$41.4MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 94% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 5 of 78).
- Widest gap: equity / assets trails 99% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 77 of 78).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.91%
Rank 36 of 78
Net Interest Margin
3.88%
Rank 28 of 78
Efficiency Ratio
78.68%
Rank 41 of 78
Equity / Assets
7.17%
Rank 77 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.91% | 0.37% | 0.83% | 1.31% | Beats 54% | 36 / 78 | |
| Return on Equity | 12.66% | 1.73% | 5.71% | 9.08% | Beats 94% | 5 / 78 | |
| Net Interest Margin | 3.88% | 3.17% | 3.63% | 4.21% | Beats 64% | 28 / 78 | |
| Efficiency Ratio | 78.68% | 65.01% | 78.15% | 89.28% | Beats 49% | 41 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.40% | 0.84% | 1.97% | Beats 49% | 41 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.17% | 12.42% | 15.10% | 18.27% | Beats 1% | 77 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.17% | 12.42% | 15.10% | 18.27% | Beats 1% | 77 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 71.84% | 34.83% | 50.41% | 71.84% | 74th pctl | 20 / 78 | |
| Loans / Assets | 66.86% | 29.34% | 41.02% | 56.96% | 85th pctl | 12 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |