New Brighton, PA · Charter 8540
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Pittsburgh, PA area (n=78). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
1
Asset Quality
49
Profitability
71
Liquidity
31
Efficiency
49
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Brighton, PA · Charter 8540
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.57% | 0.67% | 0.37% | 1.09% | 0.91% | +33 bps | |
| Return on Equity | 7.59% | 8.75% | 5.12% | 15.58% | 12.64% | +505 bps | |
| Net Interest Margin | 3.28% | 3.39% | 3.44% | 3.71% | 3.88% | +59 bps | |
| Efficiency Ratio | 85.40% | 82.74% | 88.86% | 76.54% | 78.70% | -670 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.79% | 3.45% | 7.25% | 13.53% | 13.32% | +953 bps | |
| Loan Growth (YoY) | 13.76% | 22.51% | 22.97% | 26.88% | 25.29% | +1,152 bps | |
| Share Growth (YoY) | 4.44% | 3.15% | 7.43% | 13.79% | 13.06% | +862 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.72% | 0.91% | 1.36% | 0.90% | 0.86% | +14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.57% | 7.62% | 7.24% | 7.02% | 7.17% | -39 bps | |
| Net Worth / Assets | 7.57% | 7.62% | 7.24% | 7.02% | 7.17% | -39 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 64.83% | 69.00% | 69.66% | 67.87% | 71.84% | +701 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Brighton, PA · Charter 8540 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
Return on Assets
0.91%
Rank 36 of 78
Net Interest Margin
3.88%
Rank 28 of 78
Efficiency Ratio
78.68%
Rank 41 of 78
Equity / Assets
7.17%
Rank 77 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.91% | 0.37% | 0.83% | 1.31% | Beats 54% | 36 / 78 | |
| Return on Equity | 12.66% | 1.73% | 5.71% | 9.08% | Beats 94% | 5 / 78 | |
| Net Interest Margin | 3.88% | 3.17% | 3.63% | 4.21% | Beats 64% | 28 / 78 | |
| Efficiency Ratio | 78.68% | 65.01% | 78.15% | 89.28% | Beats 49% | 41 / 78 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.86% | 0.40% | 0.84% | 1.97% | Beats 49% | 41 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 7.17% | 12.42% | 15.10% | 18.27% | Beats 1% | 77 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 7.17% | 12.42% | 15.10% | 18.27% | Beats 1% | 77 / 78 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 71.84% | 34.83% | 50.41% | 71.84% | 74th pctl | 20 / 78 | |
| Loans / Assets | 66.86% | 29.34% | 41.02% | 56.96% | 85th pctl | 12 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||