Coushatta, LA · Cert 8531 · Coushatta Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
Market Position · Shreveport-Bossier City, LA · 2026 SOD (annual) · 0.3% share · #20 of 23 inst. · $0.0B of $9.6B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.37% | 0.22% | 0.38% | 0.39% | 0.39% | +2 bps | |
| Return on Equity | 4.85% | 2.74% | 4.55% | 4.72% | 4.81% | -5 bps | |
| Net Interest Margin | 2.41% | 2.35% | 2.46% | 2.46% | 2.55% | +14 bps | |
| Efficiency Ratio | 79.07% | 88.98% | 81.56% | 80.27% | 79.68% | +61 bps | |
| Non-Interest Burden | 1.87% | 2.07% | 1.97% | 1.91% | 1.99% | +12 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.90% | 3.79% | 6.37% | 3.85% | 3.62% | -129 bps | |
| Loan Growth (YoY) | 6.21% | 2.82% | 4.95% | -0.99% | 2.15% | -406 bps | |
| Deposit Growth (YoY) | 7.66% | 6.59% | 5.42% | 3.13% | 3.52% | -414 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.71% | 5.96% | 1.07% | 7.08% | 6.52% | +482 bps | |
| Net Charge-Offs / Loans | -0.01% | -0.19% | -0.03% | 0.29% | 0.02% | +3 bps | |
| Allowance / Loans | 1.38% | 1.42% | 1.47% | 1.48% | 1.41% | +3 bps | |
| Allowance Coverage of NPLs | 0.8x | 0.2x | 1.4x | 0.2x | 0.2x | -0.6x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.37% | 9.59% | 9.55% | 9.03% | 9.23% | -14 bps | |
| Total Risk-Based Capital | 14.85% | 14.90% | 15.27% | 15.16% | 15.20% | +35 bps | |
| Equity / Assets | 7.86% | 8.44% | 8.33% | 8.09% | 8.21% | +36 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 60.38% | 61.31% | 56.77% | 54.00% | 59.58% | -80 bps | |
| Liquid Assets / Assets | 1.76% | 1.77% | 1.19% | 1.05% | 1.29% | -47 bps | |
| CRE / Total Capital | n/a | 273% | 257% | 246% | n/a | n/a | |