Bank of Coushatta
Coushatta, LA · Cert 8531 · Peer group: banks under $1B in assets (n=581-629) · Coushatta Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$317.1MAssets
$145.8MLoans
$244.7MDeposits
$26.0MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 55% of banks under $1B in assets (rank 286 of 629).
- Widest gap: nonperforming loans / loans trails 98% of banks under $1B in assets (rank 572 of 581).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.39%
Rank 526 of 629
Net Interest Margin
2.52%
Rank 565 of 629
Efficiency Ratio
79.98%
Rank 483 of 629
Equity / Assets
8.21%
Rank 544 of 629
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 23% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.39% | 0.60% | 1.01% | 1.45% | Beats 16% | 526 / 629 | |
| Return on Equity | 4.80% | 5.38% | 9.30% | 13.28% | Beats 22% | 491 / 629 | |
| Net Interest Margin | 2.52% | 3.03% | 3.54% | 4.05% | Beats 10% | 565 / 629 | |
| Efficiency Ratio | 79.98% | 58.35% | 67.79% | 79.08% | Beats 23% | 483 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.52% | 0.09% | 0.46% | 1.20% | Beats 2% | 572 / 581 | |
| Net Charge-Offs / Loans | 0.10% | n/a | 0.01% | 0.06% | Beats 19% | 474 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 14.22% | 11.24% | 13.84% | 18.77% | Beats 53% | 294 / 629 | |
| Total Risk-Based Capital Ratio | 15.20% | 11.58% | 14.43% | 19.66% | Beats 55% | 286 / 629 | |
| Equity / Assets | 8.21% | 9.09% | 10.65% | 13.80% | Beats 14% | 544 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 59.58% | 67.24% | 80.90% | 93.48% | 17th pctl | 492 / 594 | |
| Loans / Assets | 45.97% | 53.31% | 67.71% | 78.15% | 17th pctl | 521 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |