Kemba Indianapolis
Indianapolis, IN · Charter 82793 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
$82.3MAssets
$28.7MLoans
$68.6MShares
$13.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 62% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 23 of 60).
- Widest gap: nonperforming loans / loans trails 62% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 38 of 60).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.84%
Rank 23 of 60
Net Interest Margin
3.95%
Rank 30 of 60
Efficiency Ratio
76.25%
Rank 25 of 60
Equity / Assets
16.02%
Rank 25 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.02% | 0.62% | 0.99% | Beats 62% | 23 / 60 | | |
| Return on Equity | 5.24% | 0.12% | 4.17% | 8.32% | Beats 55% | 27 / 60 | | |
| Net Interest Margin | 3.95% | 3.36% | 3.95% | 4.45% | Beats 50% | 30 / 60 | | |
| Efficiency Ratio | 76.25% | 70.09% | 78.52% | 92.77% | Beats 60% | 25 / 60 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.04% | 0.25% | 0.82% | 1.91% | Beats 38% | 38 / 60 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.02% | 11.15% | 14.35% | 19.86% | Beats 58% | 25 / 60 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.02% | 11.15% | 14.35% | 19.86% | Beats 58% | 25 / 60 | | |
| Liquidity & Funding |
| Loans / Deposits | 41.85% | 51.31% | 60.45% | 81.20% | 8th pctl | 55 / 60 | | |
| Loans / Assets | 34.89% | 41.11% | 52.43% | 68.66% | 10th pctl | 54 / 60 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |