Indianapolis, IN · Charter 82793
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
58
Asset Quality
38
Profitability
56
Liquidity
0
Efficiency
60
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Indianapolis, IN · Charter 82793
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.83% | 0.85% | 0.93% | 0.77% | 0.74% | 0.67% | 0.59% | 0.84% | +7 bps | |
| Return on Equity | 5.34% | 5.59% | 6.12% | 4.93% | 4.58% | 4.26% | 3.84% | 5.24% | +31 bps | |
| Net Interest Margin | 3.88% | 3.77% | 3.78% | 3.97% | 4.07% | 3.96% | 3.80% | 3.95% | -2 bps | |
| Efficiency Ratio | 79.20% | 78.41% | 75.03% | 75.43% | 76.96% | 78.21% | 78.59% | 76.23% | +79 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.17% | 3.36% | 1.97% | 0.65% | 1.34% | 0.36% | 1.82% | 2.40% | +175 bps | |
| Loan Growth (YoY) | 1.76% | -0.68% | -0.77% | 2.28% | 2.58% | 4.73% | 4.39% | 1.50% | -78 bps | |
| Share Growth (YoY) | -0.89% | 2.67% | 0.69% | -0.64% | 0.41% | -0.20% | 1.87% | 2.51% | +314 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.90% | 1.38% | 1.00% | 0.84% | 0.71% | 1.14% | 0.74% | 1.04% | +20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.50% | 15.13% | 15.11% | 15.71% | 16.07% | 15.71% | 15.38% | 16.02% | +31 bps | |
| Net Worth / Assets | 15.50% | 15.13% | 15.11% | 15.71% | 16.07% | 15.71% | 15.38% | 16.02% | +31 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 42.01% | 40.12% | 39.32% | 42.27% | 42.92% | 42.10% | 40.29% | 41.85% | -41 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Indianapolis, IN · Charter 82793 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
Return on Assets
0.84%
Rank 23 of 60
Net Interest Margin
3.95%
Rank 30 of 60
Efficiency Ratio
76.25%
Rank 25 of 60
Equity / Assets
16.02%
Rank 25 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.84% | 0.02% | 0.62% | 0.99% | Beats 62% | 23 / 60 | ||
| Return on Equity | 5.24% | 0.12% | 4.17% | 8.32% | Beats 55% | 27 / 60 | ||
| Net Interest Margin | 3.95% | 3.36% | 3.95% | 4.45% | Beats 50% | 30 / 60 | ||
| Efficiency Ratio | 76.25% | 70.09% | 78.52% | 92.77% | Beats 60% | 25 / 60 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.04% | 0.25% | 0.82% | 1.91% | Beats 38% | 38 / 60 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 16.02% | 11.15% | 14.35% | 19.86% | Beats 58% | 25 / 60 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 16.02% | 11.15% | 14.35% | 19.86% | Beats 58% | 25 / 60 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 41.85% | 51.31% | 60.45% | 81.20% | 8th pctl | 55 / 60 | ||
| Loans / Assets | 34.89% | 41.11% | 52.43% | 68.66% | 10th pctl | 54 / 60 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||