Boise Fire Department
Boise, ID · Charter 82504 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$8.6MAssets
$7.4MLoans
$7.1MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 75% of credit unions under $1B in assets (rank 417 of 1683).
- Widest gap: net interest margin trails 91% of credit unions under $1B in assets (rank 1533 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.35%
Rank 1,266 of 1,683
Net Interest Margin
2.83%
Rank 1,533 of 1,683
Efficiency Ratio
71.31%
Rank 509 of 1,682
Equity / Assets
16.60%
Rank 417 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.35% | 0.35% | 0.74% | 1.18% | Beats 25% | 1,266 / 1,683 | |
| Return on Equity | 2.11% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,334 / 1,681 | |
| Net Interest Margin | 2.83% | 3.31% | 3.82% | 4.32% | Beats 9% | 1,533 / 1,683 | |
| Efficiency Ratio | 71.31% | 68.91% | 78.20% | 86.93% | Beats 70% | 509 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.92% | 0.26% | 0.65% | 1.29% | Beats 15% | 1,435 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.60% | 10.44% | 12.89% | 16.53% | Beats 75% | 417 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.60% | 10.44% | 12.89% | 16.53% | Beats 75% | 417 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 103.60% | 52.61% | 69.38% | 83.50% | 98th pctl | 38 / 1,683 | |
| Loans / Assets | 86.32% | 44.71% | 59.18% | 70.72% | 98th pctl | 30 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |