Crews Bank & Trust
Wauchula, FL · Cert 8021 · Peer group: banks $1B-$10B in assets (n=322-328) · Crews Banking Corp.
State charter, non-member · FDIC · 20 branches
Q2 2026
$2.3BAssets
$1.3BLoans
$2.1BDeposits
$248.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of banks $1B-$10B in assets (rank 33 of 322).
- Widest gap: total risk-based capital ratio trails 93% of banks $1B-$10B in assets (rank 306 of 328).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.49%
Rank 86 of 328
Net Interest Margin
3.63%
Rank 115 of 328
Efficiency Ratio
55.18%
Rank 118 of 328
Equity / Assets
10.66%
Rank 148 of 328
Non-interest income vs. expense
Unfavorable gap of $38.4M · efficiency ratio beats 64% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.49% | 0.91% | 1.22% | 1.52% | Beats 74% | 86 / 328 | | |
| Return on Equity | 14.00% | 8.43% | 11.45% | 14.43% | Beats 71% | 95 / 328 | | |
| Net Interest Margin | 3.63% | 3.03% | 3.45% | 3.83% | Beats 65% | 115 / 328 | | |
| Efficiency Ratio | 55.18% | 51.61% | 59.56% | 67.53% | Beats 64% | 118 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.24% | 0.51% | 1.03% | Beats 90% | 33 / 322 | | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.03% | 0.10% | Beats 61% | 128 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 10.69% | 11.75% | 13.15% | 15.47% | Beats 10% | 294 / 328 | | |
| Total Risk-Based Capital Ratio | 10.69% | 12.63% | 14.15% | 16.46% | Beats 7% | 306 / 328 | | |
| Equity / Assets | 10.66% | 9.15% | 10.33% | 12.01% | Beats 55% | 148 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 64.38% | 76.63% | 87.92% | 95.36% | 9th pctl | 293 / 323 | | |
| Loans / Assets | 57.18% | 65.18% | 74.15% | 79.98% | 14th pctl | 282 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |