Crews Bank & Trust
Wauchula, FL · Cert 8021 · Peer group: banks $1B-$10B in assets (n=311-317) · Crews Banking Corp.
State charter, non-member · FDIC · 20 branches
Q2 2026
$2.3BAssets
$1.3BLoans
$2.1BDeposits
$248.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of banks $1B-$10B in assets (rank 31 of 311).
- Widest gap: total risk-based capital ratio trails 94% of banks $1B-$10B in assets (rank 297 of 317).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.49%
Rank 82 of 317
Net Interest Margin
3.63%
Rank 114 of 317
Efficiency Ratio
55.18%
Rank 108 of 317
Equity / Assets
10.66%
Rank 143 of 317
Non-interest income vs. expense
Unfavorable gap of $38.4M · efficiency ratio beats 66% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.49% | 0.93% | 1.22% | 1.51% | Beats 74% | 82 / 317 | |
| Return on Equity | 14.00% | 8.63% | 11.43% | 14.48% | Beats 70% | 94 / 317 | |
| Net Interest Margin | 3.63% | 3.06% | 3.45% | 3.83% | Beats 64% | 114 / 317 | |
| Efficiency Ratio | 55.18% | 51.90% | 59.69% | 67.53% | Beats 66% | 108 / 317 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.24% | 0.51% | 1.14% | Beats 90% | 31 / 311 | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.04% | 0.12% | Beats 62% | 120 / 311 | |
| Capital |
| Tier 1 Capital Ratio | 10.69% | 11.75% | 13.15% | 15.30% | Beats 10% | 285 / 317 | |
| Total Risk-Based Capital Ratio | 10.69% | 12.63% | 14.21% | 16.26% | Beats 6% | 297 / 317 | |
| Equity / Assets | 10.66% | 9.06% | 10.32% | 11.95% | Beats 55% | 143 / 317 | |
| Liquidity & Funding |
| Loans / Deposits | 64.38% | 76.63% | 88.04% | 95.67% | 9th pctl | 283 / 312 | |
| Loans / Assets | 57.18% | 65.41% | 74.05% | 79.71% | 14th pctl | 274 / 317 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |