State Agencies
Shreveport, LA · Charter 8006 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$8.4MAssets
$3.6MLoans
$5.3MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of credit unions under $1B in assets in LA (rank 1 of 57).
- Widest gap: nonperforming loans / loans trails 89% of credit unions under $1B in assets in LA (rank 52 of 57).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.33%
Rank 38 of 57
Net Interest Margin
4.69%
Rank 13 of 57
Efficiency Ratio
74.31%
Rank 13 of 56
Equity / Assets
37.55%
Rank 1 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.18% | 0.61% | 1.03% | Beats 33% | 38 / 57 | | |
| Return on Equity | 0.88% | 0.88% | 3.71% | 5.62% | Beats 25% | 43 / 57 | | |
| Net Interest Margin | 4.69% | 3.51% | 3.94% | 4.60% | Beats 77% | 13 / 57 | | |
| Efficiency Ratio | 74.31% | 76.49% | 84.29% | 92.65% | Beats 79% | 13 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.43% | 0.35% | 1.18% | 2.04% | Beats 11% | 52 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 37.55% | 11.86% | 15.46% | 23.44% | Beats 98% | 1 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 37.55% | 11.86% | 15.46% | 23.44% | Beats 98% | 1 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.00% | 55.77% | 71.07% | 79.18% | 44th pctl | 32 / 57 | | |
| Loans / Assets | 42.45% | 44.60% | 59.45% | 67.17% | 21st pctl | 45 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |