Shreveport, LA · Charter 8006
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Trailing 9 quarters, through Q2 2026
Capital
98
Asset Quality
11
Profitability
45
Liquidity
90
Efficiency
79
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is a stronger peer standing, and the peer median is fixed at 50. Liquidity, Growth: closeness to the peer median, 100 at the median.
Shreveport, LA · Charter 8006
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.62% | 0.84% | 0.03% | 0.14% | 0.03% | 0.20% | 0.56% | 0.32% | +18 bps | |
| Return on Equity | 4.45% | 2.33% | 0.10% | 0.40% | 0.07% | 0.53% | 1.52% | 0.86% | +46 bps | |
| Net Interest Margin | 4.78% | 4.86% | 4.63% | 4.73% | 4.89% | 4.96% | 4.54% | 4.70% | -3 bps | |
| Efficiency Ratio | 64.06% | 78.79% | 81.07% | 81.88% | 82.07% | 82.75% | 76.16% | 74.09% | -779 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -17.86% | -5.83% | -5.87% | 0.62% | -1.43% | -2.77% | -3.12% | -6.40% | -702 bps | |
| Loan Growth (YoY) | -10.20% | -12.87% | -12.83% | -7.98% | -5.77% | 2.67% | -1.64% | -11.26% | -328 bps | |
| Share Growth (YoY) | -26.96% | -9.93% | -9.43% | 0.72% | -1.67% | -4.64% | -5.34% | -10.25% | -1,097 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.69% | 1.19% | 1.91% | 2.76% | 1.91% | 1.74% | 2.63% | 3.42% | +66 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 36.42% | 36.18% | 35.39% | 34.88% | 36.58% | 37.41% | 36.85% | 37.55% | +267 bps | |
| Net Worth / Assets | 36.42% | 36.18% | 35.39% | 34.88% | 36.58% | 37.41% | 36.85% | 37.55% | +267 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.28% | 72.95% | 69.14% | 68.77% | 74.05% | 78.54% | 71.84% | 68.00% | -77 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 8006 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
Return on Assets
0.33%
Rank 38 of 57
Net Interest Margin
4.69%
Rank 13 of 57
Efficiency Ratio
74.31%
Rank 13 of 56
Equity / Assets
37.55%
Rank 1 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.33% | 0.18% | 0.61% | 1.03% | Beats 33% | 38 / 57 | ||
| Return on Equity | 0.88% | 0.88% | 3.71% | 5.62% | Beats 25% | 43 / 57 | ||
| Net Interest Margin | 4.69% | 3.51% | 3.94% | 4.60% | Beats 77% | 13 / 57 | ||
| Efficiency Ratio | 74.31% | 76.49% | 84.29% | 92.65% | Beats 79% | 13 / 56 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 3.43% | 0.35% | 1.18% | 2.04% | Beats 11% | 52 / 57 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 37.55% | 11.86% | 15.46% | 23.44% | Beats 98% | 1 / 57 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 37.55% | 11.86% | 15.46% | 23.44% | Beats 98% | 1 / 57 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 68.00% | 55.77% | 71.07% | 79.18% | 44th pctl | 32 / 57 | ||
| Loans / Assets | 42.45% | 44.60% | 59.45% | 67.17% | 21st pctl | 45 / 57 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||