Shreveport, LA · Charter 8006
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
98
Asset Quality
11
Profitability
45
Liquidity
90
Efficiency
79
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shreveport, LA · Charter 8006
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.62% | 0.84% | 0.03% | 0.14% | 0.03% | 0.20% | 0.56% | 0.32% | +18 bps | |
| Return on Equity | 4.45% | 2.33% | 0.10% | 0.40% | 0.07% | 0.53% | 1.52% | 0.86% | +46 bps | |
| Net Interest Margin | 4.78% | 4.86% | 4.63% | 4.73% | 4.89% | 4.96% | 4.54% | 4.70% | -3 bps | |
| Efficiency Ratio | 64.06% | 78.79% | 81.07% | 81.88% | 82.07% | 82.75% | 76.16% | 74.09% | -779 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -17.86% | -5.83% | -5.87% | 0.62% | -1.43% | -2.77% | -3.12% | -6.40% | -702 bps | |
| Loan Growth (YoY) | -10.20% | -12.87% | -12.83% | -7.98% | -5.77% | 2.67% | -1.64% | -11.26% | -328 bps | |
| Share Growth (YoY) | -26.96% | -9.93% | -9.43% | 0.72% | -1.67% | -4.64% | -5.34% | -10.25% | -1,097 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.69% | 1.19% | 1.91% | 2.76% | 1.91% | 1.74% | 2.63% | 3.42% | +66 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 36.42% | 36.18% | 35.39% | 34.88% | 36.58% | 37.41% | 36.85% | 37.55% | +267 bps | |
| Net Worth / Assets | 36.42% | 36.18% | 35.39% | 34.88% | 36.58% | 37.41% | 36.85% | 37.55% | +267 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.28% | 72.95% | 69.14% | 68.77% | 74.05% | 78.54% | 71.84% | 68.00% | -77 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 8006 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
Return on Assets
0.33%
Rank 38 of 57
Net Interest Margin
4.69%
Rank 13 of 57
Efficiency Ratio
74.31%
Rank 13 of 56
Equity / Assets
37.55%
Rank 1 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.33% | 0.18% | 0.61% | 1.03% | Beats 33% | 38 / 57 | ||
| Return on Equity | 0.88% | 0.88% | 3.71% | 5.62% | Beats 25% | 43 / 57 | ||
| Net Interest Margin | 4.69% | 3.51% | 3.94% | 4.60% | Beats 77% | 13 / 57 | ||
| Efficiency Ratio | 74.31% | 76.49% | 84.29% | 92.65% | Beats 79% | 13 / 56 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 3.43% | 0.35% | 1.18% | 2.04% | Beats 11% | 52 / 57 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 37.55% | 11.86% | 15.46% | 23.44% | Beats 98% | 1 / 57 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 37.55% | 11.86% | 15.46% | 23.44% | Beats 98% | 1 / 57 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 68.00% | 55.77% | 71.07% | 79.18% | 44th pctl | 32 / 57 | ||
| Loans / Assets | 42.45% | 44.60% | 59.45% | 67.17% | 21st pctl | 45 / 57 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||