Baton Rouge, LA · Charter 79
NCUA · 8 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.60% | 0.61% | 0.62% | 0.73% | 0.75% | +15 bps | |
| Return on Equity | 5.97% | 5.93% | 6.11% | 7.16% | 7.20% | +123 bps | |
| Net Interest Margin | 3.20% | 3.25% | 3.21% | 3.33% | 3.38% | +18 bps | |
| Efficiency Ratio | 82.41% | 82.38% | 81.53% | 80.29% | 80.94% | -148 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.23% | 2.19% | 5.35% | 4.88% | 5.60% | +583 bps | |
| Loan Growth (YoY) | 3.66% | 2.27% | 2.02% | 1.48% | 0.95% | -271 bps | |
| Share Growth (YoY) | 1.30% | 2.76% | 4.40% | 3.89% | 4.81% | +351 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.42% | 0.24% | 0.24% | 0.34% | 0.18% | -24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.10% | 10.35% | 10.14% | 10.19% | 10.41% | +31 bps | |
| Net Worth / Assets | 10.10% | 10.35% | 10.14% | 10.19% | 10.41% | +31 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.23% | 82.25% | 79.57% | 78.75% | 80.17% | -306 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |