Ozark
Poplar Bluff, MO · Charter 7641 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$142.5MAssets
$113.6MLoans
$124.8MShares
$16.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets (rank 52 of 1681).
- Widest gap: equity / assets trails 63% of credit unions under $1B in assets (rank 1059 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.72%
Rank 160 of 1,683
Net Interest Margin
4.91%
Rank 166 of 1,683
Efficiency Ratio
69.56%
Rank 442 of 1,682
Equity / Assets
11.62%
Rank 1,059 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.72% | 0.35% | 0.74% | 1.18% | Beats 90% | 160 / 1,683 | |
| Return on Equity | 14.77% | 2.67% | 5.89% | 8.74% | Beats 97% | 52 / 1,681 | |
| Net Interest Margin | 4.91% | 3.31% | 3.82% | 4.32% | Beats 90% | 166 / 1,683 | |
| Efficiency Ratio | 69.56% | 68.91% | 78.20% | 86.93% | Beats 74% | 442 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.26% | 0.65% | 1.29% | Beats 81% | 323 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.62% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,059 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.62% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,059 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 91.04% | 52.61% | 69.38% | 83.50% | 88th pctl | 200 / 1,683 | |
| Loans / Assets | 79.72% | 44.71% | 59.18% | 70.72% | 92nd pctl | 143 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |