Poplar Bluff, MO · Charter 7641
NCUA · 6 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
37
Asset Quality
81
Profitability
92
Liquidity
5
Efficiency
74
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Poplar Bluff, MO · Charter 7641
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.36% | 1.36% | 1.29% | 1.52% | 1.72% | +35 bps | |
| Return on Equity | 12.43% | 13.60% | 11.52% | 13.64% | 14.76% | +234 bps | |
| Net Interest Margin | 4.48% | 4.67% | 4.72% | 4.68% | 4.91% | +43 bps | |
| Efficiency Ratio | 72.88% | 73.84% | 75.50% | 71.83% | 69.56% | -332 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.77% | 25.25% | 24.73% | 24.57% | 19.51% | +974 bps | |
| Loan Growth (YoY) | 8.79% | 21.36% | 26.18% | 27.50% | 31.34% | +2,255 bps | |
| Share Growth (YoY) | 9.28% | 24.34% | 24.65% | 23.63% | 18.99% | +971 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.31% | 0.17% | 0.23% | 0.20% | 0.18% | -13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.98% | 10.02% | 11.18% | 11.11% | 11.63% | +65 bps | |
| Net Worth / Assets | 10.98% | 10.02% | 11.18% | 11.11% | 11.63% | +65 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 82.48% | 85.80% | 89.06% | 88.06% | 91.04% | +856 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Poplar Bluff, MO · Charter 7641 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
Return on Assets
1.72%
Rank 160 of 1,683
Net Interest Margin
4.91%
Rank 166 of 1,683
Efficiency Ratio
69.56%
Rank 442 of 1,682
Equity / Assets
11.62%
Rank 1,059 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.72% | 0.35% | 0.74% | 1.18% | Beats 90% | 160 / 1,683 | |
| Return on Equity | 14.77% | 2.67% | 5.89% | 8.74% | Beats 97% | 52 / 1,681 | |
| Net Interest Margin | 4.91% | 3.31% | 3.82% | 4.32% | Beats 90% | 166 / 1,683 | |
| Efficiency Ratio | 69.56% | 68.91% | 78.20% | 86.93% | Beats 74% | 442 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.18% | 0.26% | 0.65% | 1.29% | Beats 81% | 323 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.62% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,059 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.62% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,059 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 91.04% | 52.61% | 69.38% | 83.50% | 88th pctl | 200 / 1,683 | |
| Loans / Assets | 79.72% | 44.71% | 59.18% | 70.72% | 92nd pctl | 143 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||