Glendale, CA · Charter 7557
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.22% | 0.24% | 0.31% | 0.19% | 0.48% | 0.44% | 0.50% | 0.69% | +50 bps | |
| Return on Equity | 1.83% | 1.91% | 2.62% | 1.59% | 3.91% | 3.59% | 4.04% | 5.51% | +392 bps | |
| Net Interest Margin | 2.95% | 3.11% | 3.18% | 3.32% | 3.35% | 3.40% | 3.66% | 3.79% | +48 bps | |
| Efficiency Ratio | 90.46% | 90.10% | 84.49% | 86.37% | 79.02% | 79.56% | 77.96% | 76.86% | -951 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.56% | -5.71% | -0.80% | -1.13% | -0.23% | 4.03% | 0.90% | 2.76% | +390 bps | |
| Loan Growth (YoY) | -4.91% | -6.25% | -5.33% | -7.09% | -6.16% | -5.68% | -0.59% | 7.15% | +1,424 bps | |
| Share Growth (YoY) | -5.52% | -0.49% | 2.12% | 5.77% | 6.31% | 7.62% | 3.61% | -1.60% | -738 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.23% | 0.21% | 0.18% | 0.08% | 0.03% | 0.41% | 1.33% | 0.29% | +20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.90% | 12.39% | 12.01% | 12.22% | 12.36% | 12.35% | 12.39% | 12.58% | +36 bps | |
| Net Worth / Assets | 11.90% | 12.39% | 12.01% | 12.22% | 12.36% | 12.35% | 12.39% | 12.58% | +36 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.93% | 74.65% | 70.63% | 67.38% | 66.14% | 65.43% | 67.76% | 73.38% | +600 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |