Glendale, CA · Charter 7557
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
55
Asset Quality
69
Profitability
69
Liquidity
54
Efficiency
66
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Glendale, CA · Charter 7557
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.22% | 0.24% | 0.31% | 0.19% | 0.48% | 0.44% | 0.50% | 0.69% | +50 bps | |
| Return on Equity | 1.83% | 1.91% | 2.62% | 1.59% | 3.91% | 3.59% | 4.04% | 5.51% | +392 bps | |
| Net Interest Margin | 2.95% | 3.11% | 3.18% | 3.32% | 3.35% | 3.40% | 3.66% | 3.79% | +48 bps | |
| Efficiency Ratio | 90.46% | 90.10% | 84.49% | 86.37% | 79.02% | 79.56% | 77.96% | 76.86% | -951 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.56% | -5.71% | -0.80% | -1.13% | -0.23% | 4.03% | 0.90% | 2.76% | +390 bps | |
| Loan Growth (YoY) | -4.91% | -6.25% | -5.33% | -7.09% | -6.16% | -5.68% | -0.59% | 7.15% | +1,424 bps | |
| Share Growth (YoY) | -5.52% | -0.49% | 2.12% | 5.77% | 6.31% | 7.62% | 3.61% | -1.60% | -738 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.23% | 0.21% | 0.18% | 0.08% | 0.03% | 0.41% | 1.33% | 0.29% | +20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.90% | 12.39% | 12.01% | 12.22% | 12.36% | 12.35% | 12.39% | 12.58% | +36 bps | |
| Net Worth / Assets | 11.90% | 12.39% | 12.01% | 12.22% | 12.36% | 12.35% | 12.39% | 12.58% | +36 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.93% | 74.65% | 70.63% | 67.38% | 66.14% | 65.43% | 67.76% | 73.38% | +600 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Glendale, CA · Charter 7557 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 3 branches
Q2 2026
Return on Assets
0.69%
Rank 20 of 62
Net Interest Margin
3.79%
Rank 19 of 62
Efficiency Ratio
76.86%
Rank 22 of 62
Equity / Assets
12.58%
Rank 28 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.69% | 0.01% | 0.47% | 0.92% | Beats 68% | 20 / 62 | ||
| Return on Equity | 5.51% | 0.18% | 3.35% | 5.66% | Beats 71% | 18 / 62 | ||
| Net Interest Margin | 3.79% | 2.88% | 3.31% | 3.93% | Beats 69% | 19 / 62 | ||
| Efficiency Ratio | 76.86% | 71.17% | 84.14% | 92.47% | Beats 66% | 22 / 62 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.29% | 0.22% | 0.52% | 0.99% | Beats 69% | 20 / 62 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.58% | 9.30% | 12.20% | 16.33% | Beats 55% | 28 / 62 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.58% | 9.30% | 12.20% | 16.33% | Beats 55% | 28 / 62 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 73.38% | 48.69% | 57.00% | 84.55% | 63rd pctl | 23 / 62 | ||
| Loans / Assets | 61.84% | 42.93% | 53.05% | 69.62% | 66th pctl | 21 / 62 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||