Alexandria T & P
Alexandria, LA · Charter 7473 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$6.9MAssets
$4.6MLoans
$5.2MShares
$1.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 81% of credit unions under $1B in assets in LA (rank 11 of 57).
- Widest gap: nonperforming loans / loans trails 46% of credit unions under $1B in assets in LA (rank 27 of 57).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.10%
Rank 13 of 57
Net Interest Margin
4.01%
Rank 25 of 57
Efficiency Ratio
74.13%
Rank 12 of 56
Equity / Assets
24.87%
Rank 11 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.18% | 0.61% | 1.03% | Beats 77% | 13 / 57 | | |
| Return on Equity | 4.44% | 0.88% | 3.71% | 5.62% | Beats 60% | 23 / 57 | | |
| Net Interest Margin | 4.01% | 3.51% | 3.94% | 4.60% | Beats 56% | 25 / 57 | | |
| Efficiency Ratio | 74.13% | 76.49% | 84.29% | 92.65% | Beats 80% | 12 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.15% | 0.35% | 1.18% | 2.04% | Beats 54% | 27 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.87% | 11.86% | 15.46% | 23.44% | Beats 81% | 11 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.87% | 11.86% | 15.46% | 23.44% | Beats 81% | 11 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.66% | 55.77% | 71.07% | 79.18% | 82nd pctl | 10 / 57 | | |
| Loans / Assets | 67.17% | 44.60% | 59.45% | 67.17% | 74th pctl | 15 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |