Alexandria, LA · Charter 7473
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
81
Asset Quality
54
Profitability
64
Liquidity
25
Efficiency
80
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Alexandria, LA · Charter 7473
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.17% | 0.93% | 0.03% | 0.84% | 0.99% | 1.20% | 1.24% | 1.10% | +26 bps | |
| Return on Equity | 4.80% | 3.83% | 0.11% | 3.44% | 4.08% | 4.83% | 5.13% | 4.43% | +99 bps | |
| Net Interest Margin | 4.14% | 4.14% | 3.94% | 3.98% | 3.95% | 4.01% | 3.86% | 3.99% | +1 bps | |
| Efficiency Ratio | 67.77% | 67.80% | 71.82% | 70.53% | 69.97% | 70.24% | 76.36% | 74.68% | +415 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.02% | 1.32% | 3.97% | 5.21% | 3.77% | 3.20% | 6.45% | 3.47% | -174 bps | |
| Loan Growth (YoY) | 7.59% | 6.08% | 5.88% | 4.61% | 0.83% | -1.75% | -7.74% | -4.38% | -899 bps | |
| Share Growth (YoY) | -1.53% | 0.58% | 4.43% | 5.86% | 4.02% | 2.60% | 6.50% | 2.87% | -299 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 4.77% | 3.99% | 3.53% | 2.44% | 1.40% | 2.00% | 1.21% | 1.15% | -129 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.75% | 0.70% | 0.82% | 0.86% | 0.86% | 0.78% | 0.67% | 0.56% | -31 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 24.33% | 24.37% | 24.16% | 24.37% | 24.24% | 24.82% | 24.16% | 24.88% | +50 bps | |
| Net Worth / Assets | 24.33% | 24.37% | 24.16% | 24.37% | 24.24% | 24.82% | 24.16% | 24.88% | +50 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 96.14% | 99.21% | 97.87% | 96.47% | 93.20% | 95.01% | 84.79% | 89.67% | -680 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Alexandria, LA · Charter 7473 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
Return on Assets
1.10%
Rank 13 of 57
Net Interest Margin
4.01%
Rank 25 of 57
Efficiency Ratio
74.13%
Rank 12 of 56
Equity / Assets
24.87%
Rank 11 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.10% | 0.18% | 0.61% | 1.03% | Beats 77% | 13 / 57 | ||
| Return on Equity | 4.44% | 0.88% | 3.71% | 5.62% | Beats 60% | 23 / 57 | ||
| Net Interest Margin | 4.01% | 3.51% | 3.94% | 4.60% | Beats 56% | 25 / 57 | ||
| Efficiency Ratio | 74.13% | 76.49% | 84.29% | 92.65% | Beats 80% | 12 / 56 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.15% | 0.35% | 1.18% | 2.04% | Beats 54% | 27 / 57 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 24.87% | 11.86% | 15.46% | 23.44% | Beats 81% | 11 / 57 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 24.87% | 11.86% | 15.46% | 23.44% | Beats 81% | 11 / 57 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 89.66% | 55.77% | 71.07% | 79.18% | 82nd pctl | 10 / 57 | ||
| Loans / Assets | 67.17% | 44.60% | 59.45% | 67.17% | 74th pctl | 15 / 57 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||