Hemingford Community
Hemingford, NE · Charter 7210 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$10.0MAssets
$6.2MLoans
$9.0MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 63% of credit unions under $1B in assets (rank 629 of 1683).
- Widest gap: equity / assets trails 78% of credit unions under $1B in assets (rank 1315 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.64%
Rank 967 of 1,683
Net Interest Margin
4.05%
Rank 629 of 1,683
Efficiency Ratio
83.56%
Rank 1,121 of 1,682
Equity / Assets
10.14%
Rank 1,315 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.35% | 0.74% | 1.18% | Beats 43% | 967 / 1,683 | |
| Return on Equity | 6.29% | 2.67% | 5.89% | 8.74% | Beats 54% | 771 / 1,681 | |
| Net Interest Margin | 4.05% | 3.31% | 3.82% | 4.32% | Beats 63% | 629 / 1,683 | |
| Efficiency Ratio | 83.56% | 68.91% | 78.20% | 86.93% | Beats 33% | 1,121 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.55% | 0.26% | 0.65% | 1.29% | Beats 56% | 737 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.14% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,315 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.14% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,315 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 69.27% | 52.61% | 69.38% | 83.50% | 50th pctl | 843 / 1,683 | |
| Loans / Assets | 61.98% | 44.71% | 59.18% | 70.72% | 57th pctl | 730 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |