OK Members First
Tulsa, OK · Charter 7154 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$24.4MAssets
$18.3MLoans
$20.7MShares
$3.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 87% of credit unions under $1B in assets (rank 218 of 1683).
- Widest gap: efficiency ratio trails 82% of credit unions under $1B in assets (rank 1387 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.34%
Rank 1,283 of 1,683
Net Interest Margin
4.77%
Rank 218 of 1,683
Efficiency Ratio
90.22%
Rank 1,387 of 1,682
Equity / Assets
14.87%
Rank 565 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.34% | 0.35% | 0.74% | 1.18% | Beats 24% | 1,283 / 1,683 | |
| Return on Equity | 2.26% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,314 / 1,681 | |
| Net Interest Margin | 4.77% | 3.31% | 3.82% | 4.32% | Beats 87% | 218 / 1,683 | |
| Efficiency Ratio | 90.22% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,387 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.72% | 0.26% | 0.65% | 1.29% | Beats 47% | 894 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.87% | 10.44% | 12.89% | 16.53% | Beats 66% | 565 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.87% | 10.44% | 12.89% | 16.53% | Beats 66% | 565 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 88.49% | 52.61% | 69.38% | 83.50% | 84th pctl | 272 / 1,683 | |
| Loans / Assets | 74.86% | 44.71% | 59.18% | 70.72% | 83rd pctl | 291 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |