Maumee, OH · Charter 7064
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.49% | 0.53% | 0.46% | 0.63% | 0.67% | +19 bps | |
| Return on Equity | 4.68% | 5.00% | 4.41% | 5.87% | 6.21% | +153 bps | |
| Net Interest Margin | 3.09% | 3.15% | 3.16% | 3.31% | 3.36% | +28 bps | |
| Efficiency Ratio | 84.76% | 83.71% | 85.04% | 83.57% | 82.33% | -243 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.87% | 1.95% | 1.49% | 1.03% | 0.56% | -331 bps | |
| Loan Growth (YoY) | 3.92% | 3.73% | 3.18% | 2.24% | 1.43% | -249 bps | |
| Share Growth (YoY) | 2.68% | 2.93% | 3.01% | 3.23% | 5.38% | +270 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.02% | 1.28% | 1.27% | 0.89% | 1.02% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.42% | 10.60% | 10.48% | 10.74% | 10.84% | +43 bps | |
| Net Worth / Assets | 10.42% | 10.60% | 10.48% | 10.74% | 10.84% | +43 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.51% | 91.03% | 89.75% | 87.00% | 86.15% | -335 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |